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Flood Insurance

Definition of term

Flood insurance is a type of insurance that helps protect your home from flood damage. Flood insurance can help cover the cost of repairs, replacement, and clean-up after a flood. Standard homeowners or business insurance policies do not typically include flood insurance, so it's important to purchase flood insurance coverage if you live in an area that is considered high risk for flooding. Some lenders will require that you purchase flood insurance if your home is located within FEMA’s flood map.

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