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Title Insurance

Definition of term

Title insurance is a type of insurance that protects against losses due to title defects. Homebuyers can purchase title insurance as part of the closing process. Title insurance can protect against errors in the public record, forgery, undisclosed heirs, and other title problems. Mortgage lenders typically require borrowers to purchase title insurance, which home sellers, landlords, and commercial property owners are also available for purchase. Title insurance is generally valid for the life of the policyholder or as long as they own the property.

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