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USDA Loan

Definition of term

A USDA loan is a mortgage loan backed by the United States Department of Agriculture (USDA). USDA loans are available to homebuyers who want to purchase a home in an eligible rural or suburban area. USDA loans are attractive because they offer low-interest rates, low monthly mortgage insurance premiums, and no down payment. USDA loans are available to both first-time homebuyers and repeat buyers.

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